Definitions
In these Terms, “you” and “user” refer to any person who visits or uses this website.
Acceptance of Terms
Please read these Terms of Use carefully. By accessing or using this website, you agree to be bound by these Terms. We may amend these Terms at any time without prior notice. Any changes will be posted on this website, and your continued use constitutes acceptance of the updated Terms. If you do not agree, you must discontinue use of the website immediately.
Website Access and Use
You are strictly prohibited from engaging in any unauthorised use of this website or any associated systems. This includes, without limitation:
– unauthorised access or attempted access to systems or data
– misuse of passwords or authentication credentials
– misuse, alteration, or extraction of website content or information
You acknowledge that we may disclose any information provided through the website where required by law, where necessary to protect our interests, or with your permission. By using this website, you consent to the transfer and processing of your information in any jurisdiction we deem appropriate.
Use of this website may be monitored and logged. By using the site, you consent to such monitoring.
You are responsible for reviewing the most current version of these Terms each time you use the site.
Copyright
All materials appearing on this website—including design, text, graphics, images, and other content—are owned by Ross Private Capital unless otherwise noted. Except as permitted under applicable copyright law or expressly authorised by us in writing:
– materials may not be copied, reproduced, altered, licensed, displayed, distributed, or stored
– materials may not be used for commercial purposes
– proprietary notices must not be removed
You may print or download material for your personal, non-commercial use, provided all copyright notices remain intact.
Trademarks
All names, logos, and marks displayed on this website are the property of Ross Private Capital or their respective owners. Nothing on this site grants a licence or right to use any trademark without prior written consent from the relevant owner.
Website Content and Materials
The information on this website is provided for general information only. Although believed to be reliable at the time of publication, we do not guarantee its completeness, accuracy, or timeliness. Use of the information is entirely at your own risk.
Nothing on this website constitutes financial advice, investment advice, an offer, or a solicitation to acquire any financial product or service. You should obtain independent professional advice before acting on any content.
Information, materials, services, and related terms are subject to change without notice.
Certain pages or sections of the website may contain additional terms and disclosures. Where a conflict exists, the supplemental terms prevail.
Materials may not be duplicated, redistributed, reposted, or re-transmitted in any form without our express written permission.
Past performance information, if any, is not indicative of future results. Prices, values, and exchange rates may fluctuate.
User Obligations
You agree that:
– you will not use the website for unlawful or prohibited purposes
– where login credentials are provided, you will maintain strict security and restrict access to authorised individuals
– you will not use automated tools (such as robots, scrapers, or spiders) to extract, monitor, or copy website content without our express written permission
Changes, Interruptions, and Service Availability
We may modify or discontinue any part of the website at any time without prior notice.
Website access may be delayed or disrupted due to factors including but not limited to:
– hardware or software failures
– viruses, errors, or configuration issues
– power outages
– natural disasters or severe weather
– strikes or labour disruptions
– regulatory or governmental action
– system overload or network congestion
– any circumstances beyond our reasonable control
Where such events occur, we are not responsible for any resulting loss, including inability to submit instructions or access information.
Links to External Websites
Links to third-party websites are provided for convenience only. We do not control or endorse these websites and are not responsible for:
– their content, accuracy, or completeness
– their security, availability, or performance
– any viruses, malware, or harmful components they may contain
– any products, services, or opinions offered on those sites
Your use of third-party sites is entirely at your own risk. You must review their privacy and security policies independently.
Limitation of Liability
This website and all content are provided “as is” and “as available”, without warranties of any kind. To the maximum extent permitted by law, Ross Private Capital and its service providers:
– make no representations or warranties regarding the website’s accuracy, reliability, availability, or suitability
– disclaim all implied warranties, including fitness for purpose, merchantability, and non-infringement
– disclaim responsibility for errors, omissions, delays, viruses, or operational issues beyond our control
– do not guarantee uninterrupted or error-free access
Under no circumstances shall Ross Private Capital be liable for:
– indirect, incidental, special, punitive, or consequential damages
– lost profits or opportunities
– losses arising from inability to use the website, delays, system failures, or data issues
Nothing in this clause limits obligations that cannot be excluded under Australian law.
Enforceability and Governing Law
If any part of these Terms is deemed invalid or unenforceable, the remainder shall continue in full force and effect, and the invalid term will be replaced with an enforceable provision that most closely reflects the original intent.
These Terms are governed by the laws of New South Wales, Australia.
Any dispute arising out of or relating to these Terms or your use of the website must be brought before the courts of New South Wales. You consent to this jurisdiction and venue.
